Privacy Policy / Terms of Use

Privacy Policy

PERSONS OR PARTIES COVERED
This Privacy Policy is intended to cover all visitors to this website‚ all subscribers to lists or newsletters whether paid or unpaid‚ all members or affiliates whether paid or unpaid‚ and all customers. Persons who visit or view this website‚ whether intentionally or unintentionally‚ whether solicited or unsolicited‚ are described herein as “Visitors” and are parties to this Privacy Policy. Subscribers to lists or Newsletters are referred to herein as “Subscribers” and are parties to the Privacy Policy. Persons who join an organization or marketing endeavor (e.g. “affiliates”) promoted by this website are called “Members” herein and are covered by this Privacy Policy. Finally‚ anyone who orders‚ attempts to order‚ or receives a product sold (recipients) or advertised on or delivered from this website‚ even at no cost‚ is called a “Customer” herein and is subject to this Privacy Policy not only by passive acceptance‚ but by virtue of the Purchase Agreement contract. The website‚ its agents‚ owners‚ operators‚ and employees are referred to collectively herein as “Website”‚ “Site”‚ and/or “Seller”.

PERSONS EXCLUDED FROM THIS WEBSITE ARE STILL COVERED
In the event that a person excluded from this website because of the Terms of Use or from denial of service by the website‚ who nonetheless unlawfully views this site‚ that person remains subject to the terms of this Privacy Policy and is in violation of the Terms of Use.

PERSONS UNDER 18 YEARS OF AGE ARE EXCLUDED FROM THIS WEBSITE
This website is not lawfully accessible to persons under the age of 18 or who are otherwise covered by the provisions of the Child Online Privacy Act of 1998 (COPA). If you are under the age of 18 you must leave this site immediately. Fraudulent use of this website may make you subject to civil or criminal sanctions.

VIEWING AND/OR USE AND/OR COMMUNICATION IS CONSTRUED AS ACCEPTANCE OF THE TERMS OF THIS POLICY
Acceptance of the terms of this Privacy Policy is a portion of the consideration required for your right to visit the website. If you do not accept these terms‚ you have no right to visit this site and you are fraudulently using this site.

A NOTE TO CALIFORNIA RESIDENTS (ONLINE PRIVACY PROTECTION ACT OF 2003 —OPPA)
It is the intent of the Privacy Policy to comply with the California Act. Various provisions throughout this Privacy Policy address requirements of the act. In summary‚ you must presume that we collect electronic information from all visitors. This is not usually personally identifiable. If you purchase a product or service via this website (and thereby become covered by the Act)‚ the purchase agreement you electronically sign prior to purchase allows the website to collect and archive all the personal information you provide and to transmit and/or transfer that personal information to third parties. There is no way you can modify this information and you have no right to do so. Under the terms of the purchase agreement‚ you have no right to view or receive any information about our database. In the event that the website‚ under advice of counsel agrees to divulge information‚ the requesting party must submit whatever information is demanded by the website in insure that the website is releasing information to the correct party. Other provisions of the OPPA may exempt this website from complying. While we take measures to ensure that outside parties do not have access to any information we have about you‚ we do not warranty that outside parties will not breach our system and thus have access to your information. (You should know that merchant service providers do not allow us access to your credit card information.) This Privacy Policy also is subject to change without notice. You are required to read it prior to using the website. By interacting with the website you agree to the terms and conditions of the Privacy Policy. By using the website or purchasing a product through this website‚ you waive the right to use state or federal court systems to address complaints and‚ instead‚ agree to use the American Arbitration Association located in a city and county specified herein.

ABOUT THE PERSONAL INFORMATION THIS WEBSITE COLLECTS AND HOW IT IS USED
This website routinely collects information about its visitors‚ subscribers‚ members‚ and customers. This information is obtained in various ways‚ such as:

VISITOR‚ SUBSCRIBER‚ MEMBER‚ OR CUSTOMER INFORMATION OBTAINED FROM ‘REGISTRATION’
Registration means that the Visitor‚ Subscriber‚ Member or Customer takes active‚ positive steps to communicate information to this website. This can include pages or ‘pop ups’ where you register for a newsletter or subscribe to a mailing list; it can include your participation in visitor surveys; it can include requesting information from the website via email‚ mail‚ or courier; it may be from joining an affiliate program or other membership organization‚ paid or unpaid; it may be from ordering a product.

Occasionally complete credit card information may be provided to the website via fax or a fill–in form rather than regular secure merchant service processing. This information is kept at the highest level of security and is never divulged to anyone except the merchant service provider or for the purpose of communication with the customer.

ONLINE ORDERING
Online ordering via SSL encrypted communication provided by shopping cart services supporting merchant service companies like Visa and Master Card provides information to the website but does not provide complete credit card numbers. In the process of online ordering‚ the customer provides‚ name‚ address‚ city‚ state‚ email address‚ phone number‚ CVV2 (back of card) number‚ and‚ occasionally a member password. You should consider all this information available to the website. This information is used to deliver the product‚ but under the Purchase Agreement you also approve its use for general solicitation purposes.

Please see our payment processor’s Privacy Policy concerning the information collected with the purpose of processing online payments. Our payment processor is ClickBank®. You can read their Privacy Policy here.

Terms of Use

READING AND ACCEPTING THE TERMS OF USE AND READING AND ACCEPTING THE PROVISIONS OF THE PRIVACY POLICY OF THIS WEBSITE ARE REQUIRED CONSIDERATIONS FOR THE WEBSITE GRANTING YOU THE RIGHT TO VISIT‚ READ OR INTERACT WITH IT.

ALL PERSONS ARE DENIED ACCESS TO THIS SITE UNLESS THEY READ AND ACCEPT THE TERMS OF USE AND THE PRIVACY POLICY.

BY VIEWING‚ VISITING‚ USING‚ OR INTERACTING WITH THIS WEBSITE OR WITH ANY BANNER‚ POP–UP‚ OR ADVERTISING THAT APPEARS ON IT‚ YOU ARE AGREEING TO ALL THE PROVISIONS OF THIS TERMS OF USE POLICY AND THE PRIVACY POLICY OF THIS WEBSITE.

THIS WEBSITE RESERVES THE RIGHT TO DENY ACCESS TO ANY PERSON OR VIEWER FOR ANY REASON. UNDER THE TERMS OF THE PRIVACY POLICY‚ WHICH YOU ACCEPT AS A CONDITION FOR VIEWING‚ THE WEBSITE IS ALLOWED TO COLLECT AND STORE DATA AND INFORMATION FOR THE PURPOSE OF EXCLUSION AND FOR MANY OTHER USES.

THE TERMS OF USE AGREEMENT MAY CHANGE FROM TIME TO TIME. VISITORS HAVE AN AFFIRMATIVE DUTY‚ AS PART OF THE CONSIDERATION FOR PERMISSION TO VIEW THIS WEBSITE‚ TO KEEP THEMSELVES INFORMED OF CHANGES.

PARTIES TO THE TERMS OF USE AGREEMENT
Visitors‚ viewers‚ users‚ subscribers‚ members‚ affiliates‚ or customers‚ collectively referred to herein as “Visitors‚” are parties to this agreement. The website and its owners and/or operators are parties to this agreement‚ herein referred to as “Website.”

USE OF INFORMATION FROM THIS WEBSITE
Unless you have entered into an express written contract with this website to the contrary‚ visitors‚ viewers‚ subscribers‚ members‚ affiliates‚ or customers have no right to use this information in a commercial or public setting; they have no right to broadcast it‚ copy it‚ save it‚ print it‚ sell it‚ or publish any portions of the content of this website. By viewing the contents of this website you agree this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Again‚ Visitor has no rights whatsoever to use the content of‚ or portions thereof‚ including its databases‚ invisible pages‚ linked pages‚ underlying code‚ or other intellectual property the site may contain‚ for any reason for any use whatsoever. Nothing. Visitor agrees to liquidated damages in the amount of U.S.$100‚000 in addition to costs and actual damages for breach of this provision. Visitor warrants that he or she understands that accepting this provision is a condition of viewing and that viewing constitutes acceptance.

OWNERSHIP OF WEBSITE OR RIGHT TO USE‚ SELL‚ PUBLISH CONTENTS OF THIS WEBSITE
The website and its contents are owned or licensed by the website. Material contained on the website must be presumed to be proprietary and copyrighted. Visitors have no rights whatsoever in the site content. Use of website content for any reason is unlawful unless it is done with express contract or permission of the website.

HYPERLINKING TO SITE‚ CO–BRANDING‚ “FRAMING” AND REFERENCING SITE PROHIBITED
Unless expressly authorized by website‚ no one may hyperlink this site‚ or portions thereof‚ (including‚ but not limited to‚ logotypes‚ trademarks‚ branding or copyrighted material) to theirs for any reason. Further‚ you are not allowed to reference the url (website address) of this website in any commercial or non–commercial media without express permission‚ nor are you allowed to 'frame' the site. You specifically agree to cooperate with the Website to remove or de–activate any such activities and be liable for all damages. You hereby agree to liquidated damages of US$100‚000.00 plus costs and actual damages for violating this provision.

DISCLAIMER FOR CONTENTS OF SITE
The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume the all risk of viewing‚ reading‚ using‚ or relying upon this information. Unless you have otherwise formed an express contract to the contrary with the website‚ you have no right to rely on any information contained herein as accurate. The website makes no such warranty.

DISCLAIMER FOR HARM CAUSED TO YOUR COMPUTER OR SOFTWARE FROM INTERACTING WITH THIS WEBSITE OR ITS CONTENTS — VISITOR ASSUMES ALL RISK OF VIRUSES‚ WORMS‚ OR OTHER CORRUPTING FACTORS
The website assumes no responsibility for damage to computers or software of the visitor or any person the visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor's computer. Again‚ visitor views and interacts with this site‚ or banners or pop–ups or advertising displayed thereon‚ at his own risk.

LIMITATION OF LIABILITY
By viewing‚ using‚ or interacting in any manner with this site‚ including banners‚ advertising‚ or pop–ups‚ downloads‚ and as a condition of the website to allow his lawful viewing‚ Visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm‚ no matter how heinous or extensive‚ whether physical or emotional‚ foreseeable or unforeseeable‚ whether personal or business in nature.

INDEMNIFICATION
Visitor agrees that in the event he causes damage‚ which the Website is required to pay for‚ the Visitor‚ as a condition of viewing‚ promises to reimburse the Website for all.

NOTICE
No additional notice of any kind for any reason is due Visitor and Visitor expressly warrants an understanding that the right to notice is waived as a condition for permission to view or interact with the website.

JURISDICTION AND VENUE
If any matter concerning this purchase shall be brought before a court of law‚ pre– or post–arbitration‚ Viewer‚ visitor‚ member‚ subscriber or customer agrees to that the sole and proper jurisdiction to be the state and city declared in the contact information of the web owner unless otherwise here specified.  In the event that litigation is in a federal court‚ the proper court shall be the closest federal court to the Seller's address.

APPLICABLE LAW
Viewer‚ visitor‚ member‚ subscriber or customer agrees that the applicable law to be applied shall‚ in all cases‚ be that of the state of the Seller.